TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes <p>TAWAZUN: JURNAL EKONOMI SYARIAH published by the Department of Islamic Economics, Bojonegoro Islamic High School. Published twice a year, in June. E-ISSN 2808-3679 This journal focuses on providing quality research in the fields of economics, banking and Islamic finance. This journal aims to discuss topics of great importance in modern Islamic economics and finance. The language used is English or Indonesian. The editors invite researchers, lecturers, reviewers, industry practitioners, and observers to contribute. The Islamic Economics Journal (TAWAZUN: JURNAL EKONOMI SYARIAH) focuses on the main problems in the development of Islamic economics and business in the form of conceptual thoughts/ideas and research results.</p> en-US Mon, 10 Jul 2023 14:22:16 +0000 OJS 3.2.1.1 http://blogs.law.harvard.edu/tech/rss 60 IMPLEMENTASI AKAD QARDH AL HASAN PADA BMS LABORATORIUM PERBANKAN UIN SUNAN AMPEL SURABAYA https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/287 <p>In Islam all kinds of transactions are marked by the existence of a contract. The contract is a form of agreement between the parties involved in the transaction. An example of a contract is the Qardh al hasan contract. This contract about borrowing without any additions during the return process. At BMS, the Banking Laboratory of UIN Sunan Ampel Surabaya applies the Qardh al Hasan contract to their financing products. As a financial institution, of course there are procedures in this Qardh al Hasan operation. Therefore this study aims to find out how the implementation of the Qardh al Hasan contract in operational financing at the BMS. The research method used is qualitative which is based on existing empirical data and supported by relevant theories. The data collection technique in this study was based on directed interviews with BMS management. The results of this study indicate that the Qardh al Hasan contract is in accordance with sharia principles. There are terms and conditions for obtaining approval for financing using this contract. This is solely for the sake of ensuring that the funds lent to customers are channeled according to their purpose and are not misused. In the refund process, customers are also allowed to use a payment system with a maximum installment period of six months.</p> Qurrotul Uyun Copyright (c) 2023 TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/287 Tue, 11 Jul 2023 00:00:00 +0000 IMPLEMENTASI MODEL PEMBELAJARAN PROJECT BASED LEARNING MELALUI PRAKTIK KEWIRAUSAHAAN UNTUK MENUMBUHKAN MINAT BERWIRAUSAHA https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/400 <p>Implementasi model pembelajaran <em>project based learning</em> melalui praktik kewirausahaan dilakukan untuk memberikan suasana belajar yang berbeda dan menyenangkan. Guru lebih mudah dalam menyampaikan materi dengan memberikan pengalaman secara nyata sehingga membuat peserta didik lebih tertarik dalam mengikuti pembelajaran. Tujuan Penelitian ini adalah 1. Mendeskripsikan implementasi model pembelajaran <em>project based learning</em> melalui praktik kewirausahaan mampu menumbuhkan minat berwirausaha peserta didik kelas XI akuntansi SMK Negeri 1 Jati, 2. Untuk mengetahui apakah implementasi model pembelajaran <em>project based learning</em> melalui praktik kewirausahaan mampu menumbuhkan minat berwirausaha peserta didik kelas XI Akuntansi SMK Negeri 1 Jati, 3. Untuk menginvertarisir faktor-faktor yang dapat mempengaruhi minat berwirausaha peserta didik kelas XI Akuntansi SMK Negeri&nbsp; 1 Jati. Jenis penelitian ini adalah penelitian tindakan kelas (PTK). Pengumpulan data dilakukan dengan observasi, angket dan dokumentasi. Teknik analisis data menggunakan analisis deskriptif kualitatif dengan presentase untuk menghitung minat berwirausaha peserta didik. Populasi dalam&nbsp; penelitian ini adalah kelas XI Akuntansi 1 yang berjumlah 34 anak, terdiri dari 2 anak laki-laki dan 32 anak perempuan. Hasil penelitian menunjukkan bahwa implementasi model pembelajaran <em>project based learning</em> melalui praktik kewirausahaan mampu menumbuhkan minat berwirausaha peserta didik XI Akuntansi 1 SMK Negeri 1 Jati Tahun Pelajaran 2022/2023. Hal ini berdasarkan data observasi minat berwirausaha pada siklus 1 prosentase ketercapaian 53% dan meningkat pada siklus 2 dengan persentase ketercapaian sebesar 85 % diatas indikator keberhasilan yang ditetapkan 75%, dan berdasarkan data angket minat berwirausaha pada siklus 1 prosentase ketercapaian 56% meningkat pada siklus 2 dengan persentase ketercapaian sebesar 82% diatas indikator keberhasilan yang ditetapkan 75%.</p> Sudarmiani Copyright (c) 2023 TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/400 Tue, 11 Jul 2023 00:00:00 +0000 E-PROMOTION DAN KINERJA DALAM MODERASI ISLAMIC VALUE https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/381 <p>This study aims to describe and analyze the influence of E-Promotion and Community Performance variables in Islamic Value moderation in strengthening the economic ecosystem through the MalangGleerrr.com marketplace. Relationships that appear in the online sales process through the site and marketing promotion strategies carried out by e-commerce service providers. The method used in this study is quantitative to describe the correlation between variables through survey activities. The population in this study were sellers who joined the Malang Gleerrr community to make sales. A total of 157 respondents used non-probability sampling techniques. Data processing in this study used SPSS 16 tools. Data analysis techniques were first carried out using multiple linear regression methods with statistical tests. The variables in this study are the variable Community Performance (Y), Design (X1), Current Event (X2), Reading Experience (X3), Timing (X4) and Tone (X5). Testing the hypothesis using the t or partial test shows that E-promotion or the independent variables of the products studied have proven to affect performance. Experiencing a strengthening of the relationship with the moderating variable, namely Islamic Value (Z), and proven to have an impact on the moderating variable on the linear relationship between the X and Y variables, with variables that have an increase in the strengthening of the correlation value from before the Islamic Value (Z) variable and after the addition Islamic Value variables on the relationship between E-Promotion and Performance.</p> Abdillah Ubaidi, Istiqomah Istiqomah Copyright (c) 2023 TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/381 Tue, 11 Jul 2023 00:00:00 +0000 URGENSI PENGELOLAAN KEUANGAN MASJID DALAM MENINGKATKAN AKUNTABILITAS DAN PENCEGAHAN TERHADAP FRAUD https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/372 <p><em>This study aims to explore the urgency of mosque financial management to increase financial accountability and prevent fraud. This study is a literature review using the results of previous studies. Mosque financial management is important to increase financial accountability. The scope of mosque financial management consists of financial planning, fundraising, fund management, financial reporting, internal control, and financial analysis. The potential for mosque funds is very large from zakat, infaq, shodaqoh, waqf, and funds from the government. Therefore, financial management is an urgent thing to do as a form of accountability to all stakeholders, especially Allah Ta'ala. Financial management, financial accountability, and transparency, as well as good internal control, are carried out to prevent potential fraud that can harm the organization and to maintain public trust. This study contributes to increasing literacy about mosque finance in the community and utilizing the results of mosque financial research needed by mosque administrators</em></p> Nanang Setiawan Copyright (c) 2023 TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/372 Tue, 11 Jul 2023 00:00:00 +0000 PENGARUH TRANSPARANSI DAN AKUNTABILITAS ‎PENGELOLAAN ZAKAT TERHADAP MINAT MUZAKKI ‎BOJONEGORO MEMBAYAR ZAKAT ‎ ‎(Studi kasus pada Bank Syariah Indonesia KCP Sumberrejo-‎Bojonegoro)‎ https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/367 <p>Penelitian ini bertujuan untuk menganalisis pengaruh akuntabilitas dan transparansi minat muzakki membayar zakat. Populasi dalam penelitian ini adalah masyarakat Bojonegoro yang membayar zakat melalui Bank Syariah Indonesia KCP Sumberrejo-Bojonegoro. Selain itu penelitian ini menghasilkan sampel 80 responden. Pemilihan teknik &nbsp;sampel menggunakan <em>Cluster Random Sampling</em> (Area Sampling) kemudian menggunakan rumus/ teori Malhotra. Metode analisis data dalam penelitian ini menggunakan regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara parsial variabel transparansi berpengaruh terhadap minat membayar zakat, kemudian secara parsial variabel akuntabilitas berpengaruh signifikan terhadap minat muzakki membayar zakat. Secara simultan variabel transparansi dan akuntabilitas berpengaruh terhadap minat membayar zakat.</p> Nur Afiza Sholihatun Nisa Afiza Copyright (c) 2023 TAWAZUN: JURNAL EKONOMI SYARIAH https://e-jurnal.staiattanwir.ac.id/index.php/jes/article/view/367 Sat, 10 Jun 2023 00:00:00 +0000